Healthcare and OSHC
Overseas Student Health Cover (OSHC) is a mandatory condition of the Subclass 500 student visa. It covers most medical and hospital care while you're in Australia, similar to the Medicare system that residents use.
What OSHC covers
- GP consultations
- Hospital treatment as a public or private patient
- Some prescriptions (capped per year)
- Ambulance services
- Limited specialist services
What OSHC doesn't cover
- Most dental care
- Optical (glasses, contacts)
- Physiotherapy
- Pre-existing conditions in some cases
Reciprocal arrangements
Students from some countries — including the UK, Belgium, Finland, Italy, Malta, the Netherlands, Norway, Republic of Ireland, Slovenia, and Sweden — may be eligible for Reciprocal Health Care Agreements with Medicare. These can replace the need for OSHC for the duration of your stay.