Urban Student

Healthcare and OSHC

Overseas Student Health Cover (OSHC) is a mandatory condition of the Subclass 500 student visa. It covers most medical and hospital care while you're in Australia, similar to the Medicare system that residents use.

What OSHC covers

  • GP consultations
  • Hospital treatment as a public or private patient
  • Some prescriptions (capped per year)
  • Ambulance services
  • Limited specialist services

What OSHC doesn't cover

  • Most dental care
  • Optical (glasses, contacts)
  • Physiotherapy
  • Pre-existing conditions in some cases

Reciprocal arrangements

Students from some countries — including the UK, Belgium, Finland, Italy, Malta, the Netherlands, Norway, Republic of Ireland, Slovenia, and Sweden — may be eligible for Reciprocal Health Care Agreements with Medicare. These can replace the need for OSHC for the duration of your stay.